:root{
  --navy:#0F2D52;
  --navy-2:#0c2340;
  --green:#2BB673;
  --green-hover:#249D62;
  --bg-alt:#f7f9fc;
  --text:#222;
  --muted:#5b6673;
  --line:#e9eef5;
  --card-shadow: 0 2px 10px rgba(0,0,0,0.06);
  --card-shadow-hover: 0 14px 28px rgba(0,0,0,0.10);
  --radius: 12px;
  --radius-btn: 6px;

  --header-dark:#173942;
  --header-dark-2:#112c33;

  --accent:#F0B900;
  --accent-2:#FFD23A;
  --accent-hover:#D9A600;
  --accent-text:#182a31;
  --accent-soft:#fffdf7;

  --hero-dark:#15363d;
}

*{
  margin:0;
  padding:0;
  box-sizing:border-box;
  font-family:Arial, Helvetica, sans-serif;
}

html{scroll-behavior:smooth;}

body{
  background:#fff;
  color:var(--text);
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}

a{color:inherit;}

:focus-visible{
  outline:3px solid rgba(43,182,115,0.55);
  outline-offset:3px;
}

.container{
  width:90%;
  max-width:1120px;
  margin:auto;
}

.muted{color:var(--muted);}

.micro-note{
  margin-top:16px;
  font-size:12px;
  color:#7a8696;
}

.skip-link{
  position:absolute;
  left:-999px;
  top:10px;
  background:#fff;
  color:var(--navy);
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:10px;
  z-index:2000;
}
.skip-link:focus{left:12px;}

/* =========================
   HEADER
========================= */

.site-header{
  position:sticky;
  top:0;
  z-index:1300;
  transition:transform .22s ease;
}

.site-header.is-condensed{
  transform:translateY(-76px);
}

.header-top{
  background:linear-gradient(180deg, var(--header-dark) 0%, var(--header-dark-2) 100%);
}

.header-top-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  min-height:76px;
}

.logo{
  display:flex;
  align-items:center;
  gap:12px;
  text-decoration:none;
}

.logo-text{
  color:#fff;
  font-size:26px;
  font-weight:800;
  letter-spacing:-0.02em;
}

.logo-icon{
  width:40px;
  height:auto;
  display:block;
}

.header-location{
  display:flex;
  align-items:center;
  gap:10px;
  color:rgba(255,255,255,0.94);
  font-weight:700;
  font-size:15px;
  text-align:right;
  white-space:nowrap;
}

.header-location-icon{
  width:16px;
  height:16px;
  border-radius:50%;
  background:rgba(255,255,255,0.16);
  position:relative;
  flex:0 0 16px;
}

.header-location-icon::before{
  content:"";
  position:absolute;
  left:4px;
  top:4px;
  width:8px;
  height:8px;
  border-radius:50%;
  background:#fff;
}

.header-cta-strip{
  background:linear-gradient(180deg, var(--accent-2) 0%, var(--accent) 100%);
  border-top:1px solid rgba(255,255,255,0.22);
  border-bottom:1px solid rgba(0,0,0,0.10);
  box-shadow:0 8px 18px rgba(0,0,0,0.10);
}

.header-cta-strip-inner{
  min-height:72px;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:22px;
}

.header-cta-copy{
  color:var(--accent-text);
  font-weight:800;
  font-size:18px;
  text-align:center;
  line-height:1.2;
}

.header-call-btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  background:rgba(255,255,255,0.97);
  color:var(--header-dark-2);
  text-decoration:none;
  font-weight:800;
  border-radius:10px;
  padding:12px 17px;
  box-shadow:0 8px 18px rgba(0,0,0,0.10);
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
}

.header-call-btn:hover{
  transform:translateY(-1px);
  box-shadow:0 10px 22px rgba(0,0,0,0.14);
  background:#ffffff;
}

.header-call-btn-label,
.header-call-btn-phone{
  white-space:nowrap;
}

/* =========================
   BUTTONS
========================= */

.btn{
  background:var(--accent);
  color:var(--accent-text);
  text-decoration:none;
  border-radius:var(--radius-btn);
  font-weight:800;
  display:inline-block;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
  box-shadow:0 8px 18px rgba(240,185,0,0.30);
}

.btn-small{padding:10px 18px; font-size:14px;}
.btn-large{padding:15px 24px; font-size:17px;}
.btn-mid{padding:14px 28px; font-size:16px; border-radius:6px;}

.btn:hover{
  background:var(--accent-hover);
  color:var(--accent-text);
  transform:translateY(-1px);
}

/* =========================
   HERO
========================= */

.hero{
  position:relative;
  color:#fff;
  background-color:var(--hero-dark);
  background-image:url('../img/isidqhero.webp');
  background-size:cover;
  background-position:center;
  background-repeat:no-repeat;
  min-height:540px;
  display:flex;
  align-items:center;
  overflow:hidden;
}

.hero-overlay{
  position:absolute;
  inset:0;
  background:
    linear-gradient(180deg,
      rgba(10,24,28,0.40) 0%,
      rgba(10,24,28,0.52) 44%,
      rgba(10,24,28,0.70) 100%
    ),
    linear-gradient(90deg,
      rgba(12,31,36,0.84) 0%,
      rgba(12,31,36,0.70) 24%,
      rgba(12,31,36,0.40) 56%,
      rgba(12,31,36,0.14) 100%
    );
  z-index:1;
}

.hero .container{
  width:90%;
  max-width:1120px;
  margin:0 auto;
}

.hero-content{
  position:relative;
  z-index:2;
  width:100%;
  padding:80px 0 76px;
}

.hero-copy{
  max-width:760px;
}

.eyebrow{
  display:inline-block;
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#ffe08a;
  margin:0 0 14px;
  text-shadow:0 2px 10px rgba(0,0,0,0.28);
}

.hero h1{
  margin:0 0 14px;
  font-size:38px;
  line-height:1.12;
  letter-spacing:-0.02em;
  font-weight:700;
  max-width:none;
  text-shadow:0 6px 20px rgba(0,0,0,0.22);
}

.hero-lead{
  margin:0 0 22px;
  font-size:17px;
  line-height:1.6;
  font-weight:400;
  color:rgba(255,255,255,0.97);
  max-width:640px;
}

.hero-actions{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
}

.hero-cta{
  background:var(--accent);
  color:var(--accent-text);
  box-shadow:0 12px 28px rgba(0,0,0,0.18);
}

.hero-cta:hover{
  background:var(--accent-hover);
  color:var(--accent-text);
}

.hero-micro{
  margin-top:14px;
  font-size:14px;
  font-weight:600;
  color:rgba(255,255,255,0.90);
}

.hero-disclaimer{
  margin-top:16px;
  font-size:13px;
  line-height:1.6;
  color:rgba(255,255,255,0.76);
  max-width:700px;
}

.user-city,
.geo-city{
  white-space:nowrap;
}

/* =========================
   TRUSTBAR CLEAN
========================= */

.trustbar-clean{
  padding:18px 0;
  background:#fff;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}

.trustbar-clean-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}

.trustbar-clean-left{
  flex:1 1 auto;
  min-width:0;
}

.trustbar-clean-title{
  font-size:15px;
  line-height:1.3;
  color:#16353a;
  font-weight:700;
}

.trustbar-clean-right{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  align-items:center;
  justify-content:flex-end;
  font-size:13px;
  line-height:1.5;
  color:#4f5b69;
}

.trustbar-clean-right .dot{
  opacity:.5;
}

/* =========================
   LOCBAR PANEL
========================= */

.locbar-section{
  padding:56px 0 42px;
}

.locbar-single{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:32px;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
  box-shadow:0 16px 36px rgba(0,0,0,0.06);
  padding:40px 42px;
}

.locbar-left{
  flex:1 1 auto;
  min-width:0;
}

.locbar-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.locbar-left h2{
  margin:0;
  font-size:22px;
  line-height:1.18;
  letter-spacing:-0.01em;
  color:#16353a;
  font-weight:700;
}

.locbar-left p{
  margin:16px 0 0;
  font-size:15px;
  line-height:1.8;
  color:#4f5b69;
  max-width:760px;
}

.locbar-right{
  flex:0 0 auto;
}

.locbar-chip{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:0;
  background:transparent;
  border:none;
  box-shadow:none;
  color:#16353a;
  font-size:14px;
  font-weight:700;
  white-space:nowrap;
}

.locbar-pin{
  width:10px;
  height:10px;
  border-radius:50%;
  background:var(--accent);
  flex:0 0 10px;
}

/* =========================
   WARNING BLOCK
========================= */

.warning-block{
  padding:28px 0 74px;
}

.warning-block-inner{
  display:grid;
  grid-template-columns:minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap:42px;
  align-items:start;
}

.warning-copy{
  padding-right:12px;
}

.warning-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.warning-copy h2{
  margin:0;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-0.01em;
  color:#16353a;
  font-weight:700;
}

.warning-copy p{
  margin:16px 0 0;
  font-size:15px;
  line-height:1.8;
  color:#4f5b69;
  max-width:none;
}

.warning-signs{
  display:grid;
  grid-template-columns:repeat(2, minmax(0, 1fr));
  gap:18px;
}

.warning-sign{
  display:flex;
  align-items:center;
  gap:14px;
  min-height:92px;
  padding:20px;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
  box-shadow:0 10px 24px rgba(0,0,0,0.05);
}

.warning-sign img{
  width:46px;
  height:46px;
  object-fit:contain;
  flex:0 0 46px;
  opacity:.88;
}

.warning-sign span{
  font-size:13px;
  line-height:1.35;
  text-transform:uppercase;
  letter-spacing:.05em;
  font-weight:700;
  color:#16353a;
}

.warning-block-cta{
  display:flex;
  justify-content:center;
  margin-top:30px;
}

/* =========================
   CALL FLOW
========================= */

.call-flow{
  padding:74px 0 78px;
  background:#f8fafc;
}

.call-flow-inner{
  display:grid;
  grid-template-columns:minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap:42px;
  align-items:start;
}

.call-flow-copy{
  padding-right:10px;
}

.call-flow-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.call-flow-copy h2{
  margin:0;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-0.01em;
  color:#16353a;
  font-weight:700;
}

.call-flow-copy p{
  margin:16px 0 0;
  font-size:15px;
  line-height:1.8;
  color:#4f5b69;
  max-width:none;
}

.call-flow-points{
  display:grid;
  gap:12px;
  margin-top:24px;
  max-width:420px;
}

.call-flow-point{
  position:relative;
  padding:12px 14px 12px 18px;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
  box-shadow:0 8px 18px rgba(0,0,0,0.04);
  font-size:14px;
  line-height:1.45;
  color:#16353a;
  font-weight:700;
}

.call-flow-point::before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  bottom:0;
  width:4px;
  background:var(--accent);
}

.call-flow-steps{
  display:flex;
  flex-direction:column;
  gap:16px;
}

.call-flow-step{
  display:grid;
  grid-template-columns:62px 1fr;
  gap:16px;
  align-items:flex-start;
  padding:20px;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
  box-shadow:0 10px 24px rgba(0,0,0,0.05);
}

.call-flow-num{
  font-size:24px;
  line-height:1;
  font-weight:700;
  color:#d4a100;
  letter-spacing:-0.02em;
  padding-top:2px;
}

.call-flow-text h3{
  margin:0;
  font-size:15px;
  line-height:1.3;
  font-weight:700;
  color:#16353a;
}

.call-flow-text p{
  margin:8px 0 0;
  font-size:14px;
  line-height:1.62;
  color:#4f5b69;
}

/* =========================
   GENERIC / LEGACY SECTIONS
========================= */

.divider{height:1px; background:var(--line);}
.alt-divider{background:#dde5f0;}

.section{padding:58px 0;}
.section.alt{background:var(--bg-alt);}

.section h2{
  font-size:28px;
  margin-bottom:14px;
  color:var(--navy);
  letter-spacing:-0.2px;
  font-weight:800;
}

.center-cta{margin-top:18px;}

.help-split{
  display:grid;
  grid-template-columns:1.15fr 0.85fr;
  gap:56px;
  align-items:center;
}

.help-eyebrow,
.services-eyebrow,
.problem-eyebrow,
.how3-eyebrow,
.call-why-eyebrow,
.excluded-eyebrow,
.faq-eyebrow{
  font-size:12px;
  font-weight:800;
  letter-spacing:0.08em;
  text-transform:uppercase;
  color:var(--green);
  margin-bottom:8px;
}

.help-desc,
.services-sub,
.problem-sub,
.call-why-sub,
.excluded-intro,
.faq-sub{
  color:#5b6673;
}

.help-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0, 1fr));
  gap:14px;
}

.help-card{
  display:flex;
  align-items:center;
  gap:12px;
  padding:14px;
  border-radius:16px;
  border:1px solid rgba(233,238,245,0.95);
  background:#fff;
  box-shadow:0 8px 22px rgba(0,0,0,0.05);
}

.help-icon{
  width:42px;
  height:42px;
  display:flex;
  align-items:center;
  justify-content:center;
  border-radius:12px;
  background:rgba(43,182,115,0.10);
  color:var(--green);
  flex:0 0 auto;
}

.help-title{
  font-weight:700;
  font-size:15px;
  color:#243040;
}

.help-right{
  display:flex;
  justify-content:center;
}

.help-figure{
  position:relative;
  width:min(460px, 100%);
  display:flex;
  justify-content:center;
  align-items:center;
}

.help-figure::before{
  content:"";
  position:absolute;
  width:360px;
  height:360px;
  border-radius:999px;
  background:rgba(43,182,115,0.10);
  right:6%;
  top:52%;
  transform:translateY(-50%);
}

.help-figure img{
  position:relative;
  z-index:1;
  max-width:100%;
  height:auto;
  object-fit:contain;
  transform:translateY(6px);
}

.services-head,
.problem-head,
.how3-head,
.call-why-head,
.excluded-head,
.faq-head{
  text-align:center;
  max-width:860px;
  margin:0 auto 28px;
}

.services-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:34px;
  margin-top:10px;
}

.service-item{
  display:flex;
  gap:14px;
  align-items:flex-start;
}

.service-ico{
  width:44px;
  height:44px;
  flex:0 0 44px;
  border-radius:50%;
  background:#3A434F;
  color:#ffffff;
  display:flex;
  align-items:center;
  justify-content:center;
}

.service-txt h3{
  margin:0;
  font-size:15px;
  line-height:1.3;
  font-weight:700;
  color:#16353a;
  letter-spacing:0;
  text-transform:none;
}

.service-txt p{
  margin:8px 0 0;
  font-size:14px;
  line-height:1.65;
  color:#4f5b69;
}

.services-head-left{
  text-align:left;
  max-width:none;
  margin:0 0 34px;
}

.services-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.services-head-left h2{
  margin:0;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-0.01em;
  color:#16353a;
  font-weight:700;
}

.services-head-left .services-sub{
  max-width:760px;
  margin:16px 0 0;
  font-size:15px;
  line-height:1.8;
  color:#4f5b69;
}

.services-cta-center{
  margin-top:34px;
  text-align:center;
}


.how3-wrap{
  display:grid;
  grid-template-columns:0.9fr 1.1fr;
  gap:42px;
  align-items:center;
  margin-top:22px;
}

.how3-media{
  overflow:hidden;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
  box-shadow:0 16px 36px rgba(0,0,0,0.08);
}

.how3-media img{
  width:100%;
  height:auto;
  display:block;
  object-fit:cover;
}

.how3-steps{
  display:flex;
  flex-direction:column;
  width:100%;
}

.how3-step{
  display:grid;
  grid-template-columns:140px 1fr;
  gap:26px;
  align-items:flex-start;
  padding:18px;
}

.how3-num{
  font-weight:800;
  font-size:120px;
  line-height:0.8;
  letter-spacing:-0.04em;
  color:rgba(43,182,115,0.16);
  width:140px;
}

.how3-title{
  text-transform:uppercase;
  letter-spacing:.06em;
  font-size:17px;
  font-weight:800;
  color:var(--navy);
  margin-top:4px;
}

.how3-text{
  margin-top:6px;
  color:#6a7686;
  font-size:14px;
  line-height:1.65;
  max-width:52ch;
}

.call-why-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:30px;
  margin-bottom:40px;
}

.call-why-item{
  display:flex;
  align-items:flex-start;
  gap:16px;
}

.call-why-icon{
  flex:0 0 44px;
}

.call-why-icon img{
  width:44px;
  height:44px;
  object-fit:contain;
  opacity:.8;
}

.call-why-title{
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:0.04em;
  margin-bottom:6px;
}

.call-why-text{
  font-size:15px;
  line-height:1.6;
  color:#5b6673;
}


.faq-head{
  text-align:left;
  max-width:none;
  margin:0 0 34px;
}

.faq-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.faq-head h2{
  margin:0;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-0.01em;
  color:#16353a;
  font-weight:700;
}

.faq-sub{
  max-width:760px;
  margin:14px 0 0;
  font-size:14px;
  line-height:1.75;
  color:#4f5b69;
}

.faq-wrap{
  max-width:1100px;
  margin:0 auto;
}

.faq{
  max-width:1100px;
  margin:0 auto;
  background:transparent;
}

.faq-q{
  width:100%;
  border:0;
  background:transparent;
  text-align:left;
  padding:16px 0;
  cursor:pointer;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  font-weight:700;
  color:#16353a;
  font-size:15px;
  line-height:1.4;
  border-bottom:1px solid var(--line);
}

.faq-icon{
  width:10px;
  height:10px;
  border-right:2px solid #7c8aa0;
  border-bottom:2px solid #7c8aa0;
  transform:rotate(45deg);
  transition:transform .15s ease;
  flex:0 0 auto;
  margin-left:6px;
}

.faq-q[aria-expanded="true"] .faq-icon{
  transform:rotate(-135deg);
}

.faq-a{
  display:none;
  padding:0 0 14px 0 !important;
  color:#2b3440;
  max-width:none !important;
  width:100%;
}

.faq-a.open{
  display:block;
}

.faq-a.open > p:first-child{
  margin-top:14px;
}

.faq-a p,
.faq-a ul{
  max-width:none !important;
}

.faq-a p{
  font-size:14px;
  line-height:1.75;
  color:#4f5b69;
}

.faq-a p + p{
  margin-top:10px;
}

.faq-list{
  margin-top:10px;
  padding-left:18px;
}

.faq-list li{
  margin:6px 0;
  font-size:14px;
  line-height:1.7;
  color:#4f5b69;
}



.final-cta{
  background:linear-gradient(180deg, #173942 0%, #112c33 100%);
  color:#fff;
  text-align:center;
  padding:78px 0;
}

.final-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#ffd86a;
  margin-bottom:10px;
}

.final-cta h2{
  margin:0;
  color:#fff;
  font-size:24px;
  line-height:1.18;
  letter-spacing:-0.01em;
  font-weight:700;
}

.final-sub{
  max-width:720px;
  margin:16px auto 0;
  font-size:15px;
  line-height:1.8;
  color:rgba(255,255,255,0.84);
}

.final-cta .btn{
  margin-top:24px;
}

.cta-micro{
  margin:14px auto 0;
  font-size:13px;
  line-height:1.6;
  color:rgba(255,255,255,0.72);
  text-align:center;
}

footer{
  background:#0f2430;
  color:#fff;
  padding:42px 0 70px;
  font-size:14px;
}

.footer-links{
  margin-bottom:18px;
  display:flex;
  flex-wrap:wrap;
  gap:10px 18px;
}

.footer-links a{
  color:#ffd86a;
  text-decoration:none;
  font-weight:700;
}

.footer-links a:hover{
  color:#ffe7a3;
}

.disclaimer{
  max-width:980px;
  font-size:13px;
  line-height:1.75;
  color:rgba(255,255,255,0.74);
}

.footer-mini{
  margin-top:16px;
  font-size:12px;
  color:rgba(255,255,255,0.64);
}

/* =========================
   WHY NOW BAND
========================= */

.why-now-band{
  padding:72px 0 76px;
  background:#fff;
  color:#16353a;
}

.why-now-band-inner{
  display:grid;
  gap:28px;
}

.why-now-band-head{
  text-align:left;
  max-width:none;
  margin:0;
}

.why-now-band-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.why-now-band-head h2{
  margin:0;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-0.01em;
  font-weight:700;
  color:#16353a;
}

.why-now-band-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:18px;
}

.why-now-band-item{
  padding:22px 22px;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
}

.why-now-band-title{
  font-size:15px;
  line-height:1.3;
  font-weight:700;
  color:#16353a;
}

.why-now-band-item p{
  margin:10px 0 0;
  font-size:14px;
  line-height:1.65;
  color:#4f5b69;
}

.excluded-head-left{
  text-align:left;
  max-width:none;
  margin:0 0 34px;
}

.excluded-kicker{
  font-size:11px;
  font-weight:800;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:#b78600;
  margin-bottom:8px;
}

.excluded-head-left h2{
  margin:0;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-0.01em;
  color:#16353a;
  font-weight:700;
}

.excluded-head-left .excluded-intro{
  max-width:760px;
  margin:16px 0 0;
  font-size:15px;
  line-height:1.8;
  color:#4f5b69;
}

.excluded-cards{
  display:grid;
  grid-template-columns:repeat(4, minmax(0, 1fr));
  gap:16px;
  margin-top:0;
  align-items:stretch;
}

.excluded-card{
  display:flex;
  align-items:center;
  gap:12px;
  padding:18px;
  background:#fff;
  border:1px solid rgba(233,238,245,0.95);
  box-shadow:0 10px 24px rgba(0,0,0,0.05);
  min-height:84px;
}

.excluded-ico{
  width:22px;
  height:22px;
  border-radius:999px;
  border:2px solid rgba(229,57,53,0.38);
  position:relative;
  flex:0 0 auto;
}

.excluded-ico::before,
.excluded-ico::after{
  content:"";
  position:absolute;
  left:50%;
  top:50%;
  width:12px;
  height:2px;
  background:#E53935;
  transform-origin:center;
  border-radius:2px;
}

.excluded-ico::before{
  transform:translate(-50%,-50%) rotate(45deg);
}

.excluded-ico::after{
  transform:translate(-50%,-50%) rotate(-45deg);
}

.excluded-label{
  font-size:15px;
  line-height:1.3;
  font-weight:700;
  color:#16353a;
  letter-spacing:0;
  text-transform:none;
}

.excluded-foot{
  margin-top:22px;
  font-size:14px;
  line-height:1.65;
  color:#4f5b69;
  text-align:left;
}

@media (max-width:768px){
  .excluded-head-left h2{
    font-size:21px;
  }

  .excluded-head-left .excluded-intro{
    font-size:14px;
  }

  .excluded-cards{
    grid-template-columns:repeat(2, minmax(0, 1fr));
  }

  .excluded-label{
    font-size:14px;
  }

  .excluded-foot{
    font-size:13px;
  }
}

@media (max-width:480px){
  .excluded-head-left h2{
    font-size:19px;
  }

  .excluded-cards{
    grid-template-columns:1fr;
  }
}

.service-ico{
  width:44px;
  height:44px;
  flex:0 0 44px;
}

.service-ico svg{
  width:18px;
  height:18px;
  display:block;
}

/* =========================
   RESPONSIVE
========================= */

@media (max-width:1100px){
  .hero{
    min-height:500px;
  }

  .hero-content{
    padding:72px 0 68px;
  }

  .hero-copy{
    max-width:700px;
  }

  .hero h1{
    font-size:34px;
  }

  .hero-lead{
    font-size:16px;
    max-width:600px;
  }
}

@media (max-width:1024px){
  .warning-block-inner,
  .call-flow-inner{
    grid-template-columns:1fr;
  }

  .warning-copy,
  .call-flow-copy{
    padding-right:0;
  }

  .call-flow-points{
    max-width:none;
  }

  .services-grid{
    grid-template-columns:1fr 1fr;
  }

  .call-why-grid{
    grid-template-columns:1fr;
  }
}

@media (max-width:900px){
  .hero-copy{
    max-width:640px;
  }

  .hero h1{
    font-size:31px;
  }

  .hero-lead{
    max-width:560px;
  }
}

@media (max-width:768px){
  .site-header.is-condensed{
    transform:translateY(-68px);
  }

  .header-top-inner{
    min-height:68px;
    padding:12px 0;
  }

  .logo-text{
    font-size:24px;
  }

  .logo-icon{
    width:36px;
  }

  .header-location{
    font-size:13px;
  }

  .header-cta-strip-inner{
    min-height:64px;
    gap:12px;
    justify-content:space-between;
  }

  .header-cta-copy{
    font-size:14px;
    text-align:left;
    max-width:58%;
  }

  .header-call-btn{
    padding:11px 14px;
    border-radius:8px;
    font-size:14px;
  }

  .hero{
    min-height:auto;
  }

  .hero-content{
    padding:64px 0 58px;
  }

  .hero-copy{
    max-width:none;
  }

  .hero h1{
    font-size:29px;
    line-height:1.14;
  }

  .hero-lead{
    font-size:16px;
    line-height:1.55;
    max-width:none;
  }

  .hero-micro{
    font-size:13px;
  }

  .btn-large,
  .btn-mid{
    width:100%;
    text-align:center;
  }

  .trustbar-clean-inner{
    flex-direction:column;
    align-items:flex-start;
  }

  .trustbar-clean-right{
    justify-content:flex-start;
  }


  .warning-signs{
    grid-template-columns:1fr 1fr;
  }

  .call-flow-step{
    grid-template-columns:52px 1fr;
    gap:14px;
    padding:18px;
  }

  .call-flow-num{
    font-size:21px;
  }

  .call-flow-text h3{
    font-size:14px;
  }

  .call-flow-text p{
    font-size:13px;
  }

  .call-flow-point{
    font-size:13px;
    padding:11px 12px 11px 16px;
  }

  .help-grid{
    grid-template-columns:1fr;
  }

  .services-grid{
    grid-template-columns:1fr;
    gap:18px;
  }

  .excluded-cards{
    grid-template-columns:repeat(2, minmax(0, 1fr));
  }

  .how3-media{
    display:none;
  }

  .how3-wrap{
    grid-template-columns:1fr;
    gap:0;
  }

  .how3-text{
    max-width:none;
  }

  body{
    padding-bottom:0;
  }

  .btn .phone,
  .btn .cta-colon{
    display:none;
  }
}

@media (max-width:560px){
  .header-location{
    display:none;
  }
}

@media (max-width:480px){
  .site-header.is-condensed{
    transform:translateY(-62px);
  }

  .header-top-inner{
    min-height:62px;
  }

  .logo-text{
    font-size:21px;
  }

  .logo-icon{
    width:32px;
  }

  .header-cta-copy{
    font-size:13px;
    max-width:54%;
  }

  .header-call-btn{
    padding:10px 12px;
    font-size:13px;
  }

  .hero-content{
    padding:52px 0 48px;
  }

  .hero h1{
    font-size:26px;
  }

  .hero-lead{
    font-size:15px;
  }

  .trustbar-clean-title{
    font-size:15px;
  }

  .trustbar-clean-right{
    font-size:13px;
  }

  .locbar-main h2,
  .warning-copy h2,
  .call-flow-copy h2{
    font-size:19px;
  }

  .warning-signs,
  .excluded-cards{
    grid-template-columns:1fr;
  }

  .warning-sign{
    min-height:76px;
    padding:16px;
  }

  .call-flow-step{
    grid-template-columns:46px 1fr;
  }

  .call-flow-num{
    font-size:19px;
  }

  .how3-num{
    font-size:72px;
    width:84px;
    line-height:0.85;
  }

  .how3-step{
    grid-template-columns:84px 1fr;
    gap:16px;
    padding:14px 12px;
  }

  .help-figure::before{
    width:260px;
    height:260px;
  }
}
@media (max-width:768px){
  .why-now-band{
    padding:56px 0 60px;
  }

  .why-now-band-head h2{
    font-size:21px;
  }

  .why-now-band-grid{
    grid-template-columns:1fr;
    gap:14px;
  }

  .why-now-band-item{
    padding:18px;
  }

  .why-now-band-title{
    font-size:14px;
  }

  .why-now-band-item p{
    font-size:13px;
  }
}

@media (max-width:480px){
  .why-now-band-head h2{
    font-size:19px;
  }
}
@media (max-width:768px){
  .services-head-left h2{
    font-size:21px;
  }

  .services-head-left .services-sub{
    font-size:14px;
  }
}

@media (max-width:480px){
  .services-head-left h2{
    font-size:19px;
  }
}
@media (max-width:768px){
  .service-txt h3{
    font-size:14px;
  }

  .service-txt p{
    font-size:13px;
  }
}
@media (max-width:768px){
  .faq-head h2{
    font-size:18px;
  }

  .faq-sub{
    font-size:13px;
  }

  .faq-q{
    font-size:14px;
  }

  .faq-a p,
  .faq-list li{
    font-size:13px;
  }
}

@media (max-width:480px){
  .faq-head h2{
    font-size:17px;
  }
}

@media (max-width:768px){
  .final-cta{
    padding:62px 0;
  }

  .final-cta h2{
    font-size:21px;
  }

  .final-sub{
    font-size:14px;
  }
}

@media (max-width:480px){
  .final-cta h2{
    font-size:19px;
  }

  .cta-micro{
    font-size:12px;
  }
}
@media (max-width:768px){
  footer{
    padding:36px 0 70px;
  }

  .footer-links{
    gap:8px 14px;
  }

  .disclaimer{
    font-size:12px;
    line-height:1.7;
  }
}
@media (max-width:768px){
  .locbar-section{
    padding:40px 0 28px;
  }

  .locbar-single{
    display:grid;
    grid-template-columns:1fr;
    gap:18px;
    padding:28px 24px;
  }

  .locbar-left h2{
    font-size:21px;
  }

  .locbar-left p{
    font-size:14px;
    max-width:none;
  }

  .locbar-right{
    width:100%;
  }

  .locbar-chip{
    white-space:normal;
  }
}

@media (max-width:480px){
  .locbar-single{
    padding:24px 20px;
  }

  .locbar-left h2{
    font-size:19px;
  }
}
@media (max-width:768px){
  .header-call-btn-phone{
    display:none;
  }
}
@media (max-width:768px){
  .header-call-btn{
    padding:11px 14px;
    gap:0;
  }

  .header-call-btn-phone{
    display:none;
  }
}
#isidqb { display:none; }